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A non-admitted insurer is one that is not licensed to operate in a particular state or jurisdiction. Typically, these insurers do not have to comply with the same regulations as admitted insurers, which allows them increased flexibility in terms of underwriting and pricing. In the context of this question, an alien insurer is defined as an insurance company that is incorporated in another country but does business in the United States. Importantly, alien insurers can be classified as non-admitted because they may not be licensed in every state where they operate, thus providing coverage that might not be subject to the specific insurance regulations of the state.

In contrast, domestic insurers are those that are incorporated in the state where they operate, and foreign insurers are those that are incorporated in another U.S. state. Both of these types are typically admitted insurers within their respective states. Mutual insurers, on the other hand, are owned by the policyholders and can be either admitted or non-admitted depending on their licensing status. Hence, the classification of an alien insurer as a non-admitted insurer is accurate because of its licensing status and compliance requirements in various jurisdictions.